Restaurants & cafés
Cover slow seasons, equipment, build-outs, and staffing.
Serving small businesses across the U.S. and Canada
Small business loans
up to $100,000.
Working capital for U.S. and Canadian businesses. Apply in minutes. Funded in days.
No impact to your credit · 2 minutesHow it works
- Decision in minutes — no impact to credit
- Funded in 1–2 business days
- Pricing you can model before you sign
1–2 days
Time to fund
Soft pull
Credit check
Up to $100k
Funding range
6–18 mo
Repayment terms
Built for
The small businesses that move North America.
Slate's underwriting was built for SMBs from day one. We don't fit you to a generic credit model — we look at how your business actually runs.
Retail
Stock up before peak, expand to a second location, refresh inventory.
E-commerce
Bridge the gap between marketing spend and revenue.
Services & trades
Buy materials up front, hire crew, take on bigger jobs.
How it works
Three steps. No middlemen.
01
Tell us about your business
Two minutes. No paperwork to upload up front.
02
Connect your bank, instantly
Read-only, bank-grade. We use the data to underwrite, never to move funds.
03
Sign and get funded
Funds land in the account you connected. Repay automatically from revenue.
“We applied on a Tuesday and the money landed Thursday. That's the entire story. The repayments come out daily, and we forget they're happening.”
M
Maya P.
Owner · Frankie's Bottle Shop, Toronto